Articles related to "Finance"

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Are higher interest rates in SA’s best interests?
To the relief of many, the South African Reserve Bank decided last week to keep the repo rate unchanged. Some experts however argue that the rate should be raised.
Conservative spending on homes due to additional expenses
With a growing awareness of all the costs associated with buying a home, more buyers are limiting the size and value of their purchase.
Can't pay the bond? Speak to your bank.
You may find that the bank is willing to help you if you are experiencing temporary financial difficulty.
What is Switching?
The South African property market has become extremely competitive as the financial institutions fight for market share. So, you, as the consumer can benefit from this.
Cancelling your home loan
There are various reasons why you may need to cancel your home loan. Here are a few of those, and how to go about the cancellation process.
The Financial Advisory and Intermediary Services Act (FAIS)
Why the FAIS Act was established, and what it obligates financial institutions to do.
Repo rate relief "appropriate for the economy and property market"
The decision by the Reserve Bank’s Monetary Policy Committee (MPC) to retain the repo rate at 6% (basic mortgage loan rate of 9.5%) is a welcome move.
The Financial Intelligence Centre Act (FICA)
FICA creates money laundering control obligations for banks, estate agents, attorneys, insurance companies, car dealerships, and other financial institutions.
The National Credit Act (NCA)
One of the South African Government Acts that affect home loans and debt in general.
Suretyship explained
What suretyship is, and how it can be of great benefit to you when you're in a tricky financial situation.