July Household Sector Credit Growth Rises Slightly
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July SARB credit data, released today, continued to show pedestrian growth rates for both total mortgage advances as well as for overall household sector credit, although there has been some mild acceleration in recent months. The total value of mortgage advances outstanding rose 4% year-on-year, up from a 3.4% growth rate in June.
Date: 02 Sep 2010
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Uptick in Mortgage Advances Growth in July
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Household mortgage advances growth improved to 4,5 percent year-on-year in July. There are indications that our economy is slowing down, while the CPI inflation rate tapered off to its lowest level in July since April 2006. In view of these developments, domestic interest rates are forecast to be cut by 50 basis points next week when the SARB's Monetary Policy Committee meets to decide on monetary policy.
Date: 02 Sep 2010
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Camps Bay Still a Buyers Market
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Situated on Cape Town’s Atlantic Seaboard, Camps Bay is one of the most popular and most expensive suburbs in the Cape. It is often referred to as South Africa’s Cote d’ Azure, and its property price tags are largely attributed to its location at the foot of the Twelve Apostles and its proximity to the centre of town.
Date: 02 Sep 2010
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Property for Sale in Milnerton and Surrounding Areas Offer Great Value
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Milnerton is known for its magnificent views of Table Mountain, Signal Hill and Lion’s Head. It is also known for the popular Milnerton golf course right next to the beach, and the Milnerton lagoon. If you are looking for a property for sale in Milnerton, you would probably eye one of the suburb’s extraordinary beach front properties with views on all the above.
Date: 26 Aug 2010
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How the Bond Registration Process Works
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You have finally found the perfect house for sale after weeks of checking property websites and driving up and down the city. Don’t let the bond registration process get in the way of your excitement. While all the jargon might be overwhelming, the best way to approach the process is step by step.
Date: 26 Aug 2010
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The Customer Might Be Right
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The time has come for municipalities to take a long hard look at service delivery and start to communicate with ratepayers: if they don’t the implications could be disastrous for everyone. While the rates clearance certificate issue hasn’t yet become critical in the Durban area, some conveyancing attorneys are concerned by the news emulating from the rates department in the city.
Date: 26 Aug 2010
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How to Manage Your Estate Agent
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You have decided to approach an estate agent to help you find a suitable tenant for your property to let, but how do you make sure the extra income does not turn into a headache? You can save yourself a lot of trouble and tears by doing your homework first. The most important step is probably to find a reputable estate agent.
Date: 26 Aug 2010
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Looking For a House to Rent? Get the Paperwork Right.
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Finding a new house to rent is very exciting. But don’t let the excitement about that nice new house allow you to slip up on the important things. When you have found the perfect house, make sure that it is through a reliable agent, or you could also rent directly from the owner - either way, make sure a proper lease agreement is in place.
Date: 25 Aug 2010
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Penalty Levies in Security Estates
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Read your Home Owners Association constitution carefully before buying into a gated community. Buying a stand inside a security estate might have been a dream come true a few years ago, but if your financial position has since changed, building penalty levies could be causing a headache.
Date: 25 Aug 2010
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What to Watch Out For When Looking For Flats for Sale
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Whether you are buying to rent, or buying a new home for yourself, flats are excellent and affordable investments. Where you would struggle to find a three bedroom house in a nice neighbourhood for anything under R1,2 million, you could easily find very nice flats for sale for just over R700 000. This could almost halve your monthly payment.
Date: 19 Aug 2010
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