The challenge that Nedbank are trying to address with the Instant Bond Indicator is to look at customers who are not yet ready to actually purchase a property. They don't have an Offer to Purchase in hand, but what they're really seeking is a good understanding of what Nedbank will be able to give them as far as a loan is concerned. The Instant Bond Indicator is designed to create an environment where they can have a real time scoring on their credit as well as their affordability, and then begin to make a meaningful search when they look for their homes.
