Finance

Constantly evolving regulations, a fluctuating market, ever-changing neighbourhoods… the property market is a constantly-moving industry that requires expert insight and knowledge. Private Property provides the latest news and advice on everything property related for all sides of the spectrum. In our one-stop Property Advice portal, you can find:

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What is Switching?
Property Advice

What is Switching?

The South African property market has become extremely competitive as the financial institutions fight for market share. So, you, as the consumer can benefit from this.

Cancelling your home loan
Property Advice

Cancelling your home loan

There are various reasons why you may need to cancel your home loan. Here are a few of those, and how to go about the cancellation process.

The Financial Advisory and Intermediary Services Act (FAIS)
Property Advice

The Financial Advisory and Intermediary Services Act (FAIS)

Why the FAIS Act was established, and what it obligates financial institutions to do.

The Financial Intelligence Centre Act (FICA)
Property Advice

The Financial Intelligence Centre Act (FICA)

FICA creates money laundering control obligations for banks, estate agents, attorneys, insurance companies, car dealerships, and other financial institutions.

The National Credit Act (NCA)
Property Advice

The National Credit Act (NCA)

One of the South African Government Acts that affect home loans and debt in general.

Repo rate relief "appropriate for the economy and property market"
News

Repo rate relief "appropriate for the economy and property market"

The decision by the Reserve Bank’s Monetary Policy Committee (MPC) to retain the repo rate at 6% (basic mortgage loan rate of 9.5%) is a welcome move.

What is bridging finance?
Property Advice

What is bridging finance?

What bridging finance means for your cash-flow and how it's a useful tool.

Home loan rate options
Property Advice

Home loan rate options

Each bank has different options and may even call these options by different names. Here is a comparison of the most common options.

What is the interest rate?
Property Advice

What is the interest rate?

How the South African Reserve Bank calculates the interest rate, and what it is used for.