Articles related to "Finance"

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While the adage “practice makes perfect” often holds true, it doesn’t always apply to those buying property. Buying a home the second time around is not necessarily going to be easier.

The three-month wait

After many months of searching for and agonising over properties, you finally find your dream home. You put in an offer, which is accepted, and happy days – your bond application is approved.

Buy only the best – but do it now

Let's be honest: there are a lot of conflicting reports out there offering tips on when, where and how to buy property. Buying a home, particularly when it’s your first, is an incredibly ...

Your bond: don’t close the door

Although the monthly installment on a bond that is nearly paid up is usually minimal and probably isn't going to make much of a difference to your pocket once the mortgage is cleared, this doesn't detract from the absolute joy ...

Pros and cons of a paid-up bond facility

Mrs Brown bought a property and registered a mortgage bond in favour of Bank X to finance the sale. She also opted for the home owners’ insurance, an option provided by Bank X to insure the property against damages as a ...

Capital Gains Tax for property owners and investors

The ramifications and implications of South Africa’s Capital Gains Tax (CGT) are these days fairly well understood by the business community and those with substantial assets, but..

Home loan homework 101

For most of us, buying a home means applying for a home loan. Here's how to get yourself in pole position for getting your home loan approved

Bad debt is still bad debt

There's a little bit of bad news for those who have been rubbing their hands in glee at the idea that the recently introduced Credit Amnesty Act will magically make their bad debts disappear – it ...

U.S. Real Estate Update – June 2014 – what you have to know

Nominal growth in the U.S. housing market continues in 2014. Existing home sales rose 1.3 percent to a 4.65 million unit pace. The gain was the first since December and was driven by a big uptick ...

What happens when levies aren’t paid

Owners of units in sectional title schemes who do not pay their levies place an unacceptable burden on the other members of the scheme.

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