Finance

Constantly evolving regulations, a fluctuating market, ever-changing neighbourhoods… the property market is a constantly-moving industry that requires expert insight and knowledge. Private Property provides the latest news and advice on everything property related for all sides of the spectrum. In our one-stop Property Advice portal, you can find:

Property Advice

Keep the end in sight

Paying off your home loan earlier than expected is a homeowner’s dream. The sooner you finish making your payments, the sooner you’re debt-free. But more to the point, the less interest you accrue in total. However, as with ...

Buying a home the second time around
Property Advice

Buying a home the second time around

While the adage “practice makes perfect” often holds true, it doesn’t always apply to those buying property. Buying a home the second time around is not necessarily going to be easier.

Property Advice

The three-month wait

After many months of searching for and agonising over properties, you finally find your dream home. You put in an offer, which is accepted, and happy days – your bond application is approved.

Property Advice

Buy only the best – but do it now

Let's be honest: there are a lot of conflicting reports out there offering tips on when, where and how to buy property. Buying a home, particularly when it’s your first, is an incredibly ...

Your bond: don’t close the door
Property Advice

Your bond: don’t close the door

Although the monthly installment on a bond that is nearly paid up is usually minimal and probably isn't going to make much of a difference to your pocket once the mortgage is cleared, this doesn't detract from the absolute joy ...

Property Advice

Pros and cons of a paid-up bond facility

Mrs Brown bought a property and registered a mortgage bond in favour of Bank X to finance the sale. She also opted for the home owners’ insurance, an option provided by Bank X to insure the property against damages as a ...

Capital Gains Tax for property owners and investors
Property Advice

Capital Gains Tax for property owners and investors

The ramifications and implications of South Africa’s Capital Gains Tax (CGT) are these days fairly well understood by the business community and those with substantial assets, but..

Home loan homework 101
Property Advice

Home loan homework 101

For most of us, buying a home means applying for a home loan. Here's how to get yourself in pole position for getting your home loan approved

Bad debt is still bad debt
Property Advice

Bad debt is still bad debt

There's a little bit of bad news for those who have been rubbing their hands in glee at the idea that the recently introduced Credit Amnesty Act will magically make their bad debts disappear – it ...