Finance

Constantly evolving regulations, a fluctuating market, ever-changing neighbourhoods… the property market is a constantly-moving industry that requires expert insight and knowledge. Private Property provides the latest news and advice on everything property related for all sides of the spectrum. In our one-stop Property Advice portal, you can find:

Property Advice

Leasing property with an option to buy

There are several good reasons to pay a deposit when you buy a home. Explore the pros and cons of leasing a property with an option to buy.

Property Advice

Exercise your rights as a buyer of property

As a buyer of property, you have the right to: Be represented by an estate agent or to enter into a private sale should you so choose. Purchase any property without being discriminated against by a seller on the basis of your ...

Property Advice

Supporting documentation for your bond application

On signing an offer to purchase a property, you should apply for your home loan – one of the biggest financial commitments you will ever make. Some agents will put you in touch with a mortgage originator, such as ooba. Mortgage ...

Property Advice

Eight points to consider before buying property

1. Are you pre-qualified? Getting pre-qualified with your lender simply means getting an idea of the price range you can afford. Your overall household debt should not be more than about 30 percent of your household’s total ...

Property Advice

Municipal rates evaluations: FAQs

The Municipal Property Rates Act is national legislation that empowers municipalities to raise rates.

Property Advice

Points to consider when buying off plan

With the plethora of new housing developments springing up it has become increasingly common for home owners to buy off plan. The advantages of buying off plan include being able to select ...

Property Advice

The long and the short of purchasing property

When we are young we do not dream about the twenty years that it may take to pay off a bond. We do not take into consideration factors such as capital gains tax, estate duty, upfront and ongoing costs, or which type of property ...

Property Advice

Home owners’ vs bond insurance

Home owners’ insurance This insurance covers the structures and buildings against eventualities such as fire and flood. If you take a home loan through a bank when purchasing your home, they will insist that you take out home ...

Property Advice

Curb “bad tenant” behaviour

As property investment is on the rise again after a long dip in the market, investors should be aware that, once they take the plunge, they are exposed to certain dangers. Investing in ...