Finance

Constantly evolving regulations, a fluctuating market, ever-changing neighbourhoods… the property market is a constantly-moving industry that requires expert insight and knowledge. Private Property provides the latest news and advice on everything property related for all sides of the spectrum. In our one-stop Property Advice portal, you can find:

Buyers benefit as banks’ appetite for home loans increase
News

Buyers benefit as banks’ appetite for home loans increase

Banks are competing for new home loan business at the moment and prudent home buyers are benefiting as a result, says Rudi Botha, CEO of BetterBond, SA’s biggest bond originator.

Property Advice

The costs of buying a home

Buying a home costs more than just the purchase price of a property. Nedbank gives home buyers a rundown of the additional expenses to expect.

What every home buyer should know
Property Advice

What every home buyer should know

Buying property is a huge commitment and can be very daunting. Here are some buying tips that you should follow before you take the leap.

How the rate cut affects your bond
News

How the rate cut affects your bond

The decision by the Reserve Bank to cut the interest rate will mean lower repayments for homeowners and easier qualification for new buyers.

Interest rate cut: Great news for the property market
News

Interest rate cut: Great news for the property market

The South African Reserve Bank announced this week that the interest rate will be cut by 25 basis points. The repo rate will now be 6.5% and the prime lending rate of banks will be 10%.

When should a landlord start the eviction process?
Property Advice

When should a landlord start the eviction process?

The relationship between a landlord and tenant is a business one, and should be treated as such. When a tenant is in breach of contract, it is best to start the eviction process as soon as possible.

Financing your home using Islamic banking
Property Advice

Financing your home using Islamic banking

Diminishing Musharaka is an alternative way for a business or individual to buy property, and it is open to anyone to make use of.

  Why the loan-to-value ratio is important when buying property
Property Advice

Why the loan-to-value ratio is important when buying property

LTV refers to the ratio between the loan amount and the value of a property. A higher deposit will result in a lower LTV and increase your chances of your application being successful.

Household insurance: Tips on taking a home inventory
Property Advice

Household insurance: Tips on taking a home inventory

Having insurance for your household contents is vital, and homeowners should take a comprehensive inventory of their possessions and keep track of the total value.