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Articles related to "Finance"

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Exercise your rights as a buyer of property
As a buyer of property, you have the right to: Be represented by an estate agent or to enter into a private sale should you so choose. Purchase any property without being discriminated against by a seller on the basis of your ...
Supporting documentation for your bond application
On signing an offer to purchase a property, you should apply for your home loan – one of the biggest financial commitments you will ever make. Some agents will put you in touch with a mortgage originator, such as ooba. Mortgage ...
Eight points to consider before buying property
1. Are you pre-qualified? Getting pre-qualified with your lender simply means getting an idea of the price range you can afford. Your overall household debt should not be more than about 30 percent of your household’s total ...
Municipal rates evaluations: FAQs
The Municipal Property Rates Act is national legislation that empowers municipalities to raise rates.
Points to consider when buying off plan
With the plethora of new housing developments springing up it has become increasingly common for home owners to buy off plan. The advantages of buying off plan include being able to select ...
The long and the short of purchasing property
When we are young we do not dream about the twenty years that it may take to pay off a bond. We do not take into consideration factors such as capital gains tax, estate duty, upfront and ongoing costs, or which type of property ...
Home owners’ vs bond insurance
Home owners’ insurance This insurance covers the structures and buildings against eventualities such as fire and flood. If you take a home loan through a bank when purchasing your home, they will insist that you take out home ...
What happens when the wheels come off?
The body corporate – as represented by the trustees – is the custodian of value in a sectional title scheme. But what happens if the management and administration deteriorate to unacceptable ...
Curb “bad tenant” behaviour
As property investment is on the rise again after a long dip in the market, investors should be aware that, once they take the plunge, they are exposed to certain dangers. Investing in ...
Pay your rent or face the consequences
Sectional title property presents many problems for landlords when it comes to a small amount of tenants who are living large lives that they cannot sustain, which result in rent, levies and other obligations not being paid. ...